Check the value of your NPS holdings (investments), either month-wise or year-wise, including notional gains/losses as of today or projected at retirement.
In the UPS, averaging over 12 months reduces the benefit of any recent promotion, whereas in the OPS, the pension directly reflects the highest recent pay
The basic pension under UPS is ₹34,475, compared to ₹36,400 under OPS, and the total difference, including Dearness Allowance, is ₹3,888.